Unico Insurance Agency

Your business insurance specialist since 1980

Key Benefits of Insurance

Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.

Insurance is the equitable transfer

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It is a form of risk management primarily

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Insurance can influence the probability

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Unico Insurance Agency

Serving our community insurance needs since 1980

Restaurant Insurance

Whether you own a family restaurant, a yogurt shop or food truck, we are your restaurant specialists! Unico can find the right program and the right coverage for your restaurant.

Hotel/Motel Insurance

Independently owned motel or franchise hotels - we have the insurance package for all your needs. Five bungalows or twenty suites, we’ve got you covered.

Professional Liability

Professional liability insurance, also commonly known as errors & omissions (E&O), is a form of liability insurance that helps protect professional individuals and companies from bearing the full cost of defending against a negligence claim. This coverage focuses on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder. Let us help you find the right coverage for your business needs.

Product Liability

Product Liability covers the manufacturer’s or seller’s liability for losses or injuries to a buyer, user or bystander caused by a defect or malfunction of the product, and, in some instances, a defective design or a failure to warn.

Workers' Compensation

All California employers must provide workers’ compensation benefits to their employees under California Labor Code Section 3700. If a business employs one or more employees, then it must satisfy the requirement of the law. We can help you understand this coverage and get a low rate.

Other Coverages

Business Owners Packages, General Liability, Commercial Auto, Employment Practices Liability, Medical Malpractice, Excess & Umbrellas, Cyber Liability and More!

ASK A SPECIALIST

800-208-6426

MONDAY - FRIDAY, FROM 8:30AM TO 5:00PM

What others say about our services

Testimonials from our happy customers

  • “Tina was able to get me very good coverage for my hotel business at a lower price than I thought was possible. I highly recommend calling Unico today for your business insurance.”
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    Katie Tsang

    Oceanbreeze Hotel
  • “I had a claim with my last insurance company which was making it difficult to find affordable coverage for my restaurant. Michael was able to shop multiple carriers and find me a policy that fit my business needs that didn’t break my budget.”
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    Samuel Wan

    Sushi Paradise

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